Global Presence and Local Commitment

HBL has a presence in 25 countries worldwide, with its head office located in Karachi. The operation in Mauritius was established in 1964, and has a current network of five branches. HBL Mauritius offers a full suite of products  including Cards, Loans, Import/Export financing, Treasury, Islamic Banking, Retail and Corporate financing Schemes.

Expanding International Footprint

With a robust network of over 1,750 branches in Pakistan, HBL has expanded its international operations to key markets such as the USA, Singapore, Oman, Belgium, the Seychelles, Maldives, and the Netherlands. Subsidiaries in Hong Kong and the UK, along with affiliates in Nepal, Nigeria, Kenya, and Kyrgyzstan, and representative offices in Iran and China, underscore its global reach.

Strategic Partnership and Privatisation

Privatised in 2004, HBL’s management control was transferred to the Aga Khan Fund for Economic Development (AKFED), which holds a majority share. AKFED’s investments extend across India, East Africa through Diamond Trust Bank, and Kyrgyzstan via Kyrgyz Investment and Credit Bank, enhancing HBL’s operational momentum and performance globally.

Excellence in Banking

With over 65 years of experience, HBL Group has achieved remarkable growth in assets, reserves, and profitability. Recognised by JCR Credit Rating Agency of Pakistan with AAA/A-1+ ratings and a stable outlook, HBL continues to enhance customer experiences through technological advancements and innovative products, reaffirming its commitment to growth and service excellence.

Comprehensive Banking Solutions

HBL offers a complete spectrum of banking solutions, encompassing Retail, Commercial, International Trade, SME, Corporate, Treasury, Investment Banking, and Islamic Banking products. With a focus on customer-centric strategies and operational excellence, HBL remains dedicated to expanding its global footprint and nurturing over 36 million customer relationships worldwide.